Account quantities
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| Field | Meaning |
|---|---|
| Balance | Closed-result funds |
| Equity | Balance + floating P/L |
| Used margin | Reserved collateral |
| Free margin | Equity − margin |
| Margin level | Equity ÷ margin × 100% |
Calculation workflow
- Select exact symbol/account.
- Read contract size and margin model.
- Enter volume and current price.
- Apply current leverage/fixed margin.
- Stress HMR and adverse P/L.
- Add planned withdrawal and recompute free margin.
Withdrawal interaction
The maximum one-time withdrawal is constrained by free margin, but withdrawing the maximum can leave insufficient protection against adverse movement. Decide a post-withdrawal margin buffer before submitting.
Margin versus loss
A position requiring USD 20 margin can lose more than USD 20 if price moves far enough or gaps. Use stop cash loss and slippage allowance independently from margin.
Calculator inputs
| Input | Verify |
|---|---|
| Account type | Correct commission/execution |
| Currency | Conversion |
| Instrument | Exact suffix |
| Lots | Valid min/step |
| Leverage | Normal and HMR |
| Costs | Spread/commission/swap |
Official references
Margin and HMR · Free-margin withdrawal cap
Frequently asked questions
Is margin a trading fee?
No. It is reserved collateral. Verify the current Namibia Personal Area method, ownership, limits, currency, status and supporting evidence first.
Can loss exceed margin?
Yes. Exposure and market movement determine loss.
Why can a withdrawal be smaller than balance?
Open positions reduce free margin. Verify the current Namibia Personal Area method, ownership, limits, currency, status and supporting evidence first.
Should I withdraw all free margin?
Not automatically; preserve an appropriate buffer for open-position risk.
