Two-gate calculation
Namibia payment journey: Public lists cannot confirm what is enabled for one profile. Use the authenticated Personal Area (PA) as the live source for methods, limits, fees and processing estimates.
| Gate | Where to find it | Use |
|---|---|---|
| Payment-method minimum | PA Deposit tile | Minimum transaction after conversion |
| Account initial deposit | Account creation/funding terms | May apply to Pro, Raw Spread, Zero |
| Available balance/currency | Bank/card/provider | Source amount and conversion |
| Risk budget | Personal plan | Deposit is not a recommended trading amount |
Decision formula
Required source amount must cover the higher applicable deposit gate after conversion and charges. Do not round down to a marketing number. Preview the transaction and confirm the credited amount before authorising.
Account distinction
| Account family | Published deposit framing | Namibia action |
|---|---|---|
| Standard / Standard Cent | No fixed initial account minimum; method minimum applies | Read live Deposit tile |
| Pro / Raw Spread / Zero | Initial deposit starts from a region-dependent level | Read current PA/account terms |
| Any account | Ongoing deposits still follow method limits | Check every transaction |
Small-deposit risk test
A payment can meet the platform minimum yet be too small for the planned symbol, stop distance and margin buffer. Calculate cash loss and HMR margin before funding. Never use essential living money simply because the minimum is low.
Example without inventing a rate
If the PA displays a method minimum in one currency and the trading account uses another, use the confirmation-screen conversion. Record both amounts. Do not apply an old NAD/USD or NAD/ZAR web rate as though it were the provider’s executable quote.
Official references
Method minimum and conversion rule · Account-type deposit framing
Frequently asked questions
What is the exact Namibia minimum?
Read the live method minimum and any account-specific initial-deposit gate in your PA.
Is a low minimum a recommended balance?
No. Funding eligibility and adequate trading capital are different questions.
Does conversion affect the minimum?
Yes. Exness states the method minimum is calculated after conversions to account currency.
Can account currency be changed later?
No. Create another trading account if a different account currency is required.